Our services / At a glance

Banking tools for what you do.

See how checking, getting paid, bill pay, cards, lending, and cross-border services fit the way you work.

Find what matters

Start with the essentials.

Jump straight to the product details you need.

All service categories

01Accounts & currenciesPersonal and business money, organized.02Money movementPayments at home and across borders.03Cards & spendingPhysical, virtual, and mobile options.04Digital assetsA distinct category, with distinct risks.05Capital & reservesOptions for planning and growth.06Credit buildingMake eligible payments part of your credit story.07U.S. real estate financingFor eligible investment properties.08Everyday utilitiesUseful tools for smaller moments.

Accounts & currencies

Organize everyday money for yourself or your business, whether the work stays local or crosses borders.

Business checking

One place to track operating cash and give the right people the right level of access.

Sub-accounts for taxes, payroll, and projects
Interest-bearing checking options, subject to account terms
Transfer rules and incoming ACH or wires
Mobile check deposit and checkbooks
Cash deposit and withdrawal options
Team and accountant access with alerts
Accounting integration concepts for a clearer record

Personal accounts

An account experience for personal spending and everyday money management.

Multi-currency balances

EUR, USD, and GBP are included in the account portfolio.

European virtual IBANs

Virtual account details for eligible European payment needs.

Get paid & pay bills

Customer payments and outgoing bills belong in the same clear picture.

Illustrative payments screen showing a sample invoice and payment options — Illustrative screens. Names, balances, and credit amounts are samples, not actual accounts, offers, or approvals. Any lending is subject to lender review and final terms.

Get paid

Move from the first quote to the final payment with less back-and-forth.

Estimates and professional invoices
Shareable payment links
Online card and ACH acceptance
Digital wallet acceptance
In-person Tap to Pay capability

Pay bills

Choose a payment method that fits the bill and keep approvals and records together.

Checks and standard or same-day ACH
Domestic and international wires
Bill capture and accounts-payable automation
Team approvals and payment history

SEPA & SEPA Instant

European transfers, including instant payment capability where supported.

ACH

U.S. bank-to-bank payment capability for sending and receiving.

SWIFT

International wire capability; eligible corridors depend on the payment program.

Cards & spending

Give spending a clear purpose, whether it belongs to one person, a team, or a project.

Abyssinian Financial Axum business credit card concept in black and gold — Axum — business credit card concept.

Team debit cards

Physical debit-card options for team purchases, with spending controls and activity visibility.

Virtual cards

Digital card options for online purchases and project-specific spending.

Mobile wallets

Compatible digital-wallet support where the card program allows it.

Axum credit card concept

A distinct business credit-card concept. This is not a currently issued card or credit offer.

Digital assets

A separate set of possibilities, with risks different from everyday accounts.

Stablecoins

USDT, USDC, and EURC are included in the portfolio. They are digital assets, not bank deposits.

Investment & yield

Crypto investment and yield concepts are included; no returns or availability are promised.

Business lending & reserves

Different plans call for different forms of capital. Compare the purpose before considering the terms.

Business lending

Two familiar ways to fund business needs, each subject to lender review and final terms.

Lines of credit for flexible working-capital needs
Term loans for a defined purchase or project

Credit insights

Information to help you understand your business credit picture.

Microloans

Smaller-scale financing, subject to lender eligibility and terms.

Fixed deposit receipts

A reserve-related concept; no deposit product or protection is offered on this site.

Credit building & enhancement

Give eligible everyday payments a role in your credit history and keep track of the progress you make.

Credit builder

A credit-building line that can turn eligible spending and on-time repayment into reportable payment history.

Bill reporting

Add eligible rent, utility, and telecom payment history to your credit profile with your permission.

Credit-building card

A card option designed to help eligible individuals build personal credit history through responsible use and repayment.

Credit insights

Monitor your credit profile and see how reported activity develops over time.

U.S. investment property

Financing for the property you’re building toward.

Explore financing paths for eligible investment properties. Programs, property review, borrower eligibility, and final terms depend on the responsible lender and brokerage arrangements.

Fix & flip

For eligible non-owner-occupied purchases and renovations.

Long-term rental

For eligible rental properties and investment portfolios.

Multifamily

For eligible multifamily investment properties.

New construction

For eligible ground-up development projects.

Everyday utilities

Small practical tools can save time too.

Mobile airtime

An option for topping up mobile service.

Digital gift cards

Digital gift-card options for everyday giving.

The bigger picture

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