What do you need your money to do next?

Know what is available for today’s expenses, what you have set aside, and who can access it.

• Sub-accounts for taxes, payroll, and projects
• Interest-bearing checking options, subject to account terms
• Transfer rules and incoming ACH or wires
• Mobile check deposit and checkbooks
• Cash deposit and withdrawal options
• Team and accountant access with alerts
• Accounting integrations for a clearer record

Manage everyday spending and money through a personal account.

Hold and organize EUR, USD, and GBP balances in more than one currency.

Use virtual account details for eligible European payment needs.

Create local account details for business collections and issue dedicated virtual accounts to your customers. Receive and manage funds in the currencies you operate in across supported markets.

Send the estimate, share an invoice, and offer customers a payment route that fits.

• Estimates and professional invoices
• Shareable payment links
• Online card and ACH acceptance
• Digital wallet acceptance
• In-person Tap to Pay capability

Choose a way to pay that fits the bill, while keeping approvals and history easy to follow.

• Checks and standard or same-day ACH
• Domestic and international wires
• Bill capture and accounts-payable automation
• Team approvals and payment history

Send and receive European transfers, including instant payments on supported routes.

Move money in and out through U.S. bank-to-bank payments.

Send international wires on eligible routes through the payment program.

Send money across 50+ countries with zero transfer fees and receive funds through supported routes. Keep international connections moving with our live remittance service.

Receive international business payments and pay out through local bank and mobile-money routes. Set up one-off, bulk, or scheduled disbursements and keep activity in one place.

Issue physical cards for team purchases with spending controls and activity visibility. Card terms and eligibility apply.

Create and use live virtual cards for online purchases or project-specific spending, keeping business expenses organized by purpose.

Add eligible cards to compatible digital wallets where supported by the card program.

Our live business credit card is for U.S.-based customers only. Put purchasing power behind today’s needs and tomorrow’s opportunities. Credit approval and card terms apply.

USDT, USDC, and EURC are included in the portfolio. They are digital assets, not bank deposits.

Access digital-asset investment and yield services. Returns are not guaranteed, and digital assets are not bank deposits.

For U.S.-based customers only: compare a flexible line of credit with a term loan for a defined need. Applications are subject to lender review, eligibility, and final terms.

• Lines of credit for flexible working-capital needs
• Term loans for a defined purchase or project

Get more context for understanding your business credit picture.

U.S.-based customers can apply for smaller-scale financing for a specific need, subject to lender eligibility and terms.

Manage reserve-related deposits through fixed deposit receipts, subject to product terms and applicable deposit-protection disclosures.

Build a reported payment history with eligible spending and on-time repayment.

Add eligible rent, utility, and telecom payments to your credit profile with your permission.

Use a card designed around responsible spending and repayment for eligible individuals.

See your credit profile and understand how reported activity changes over time.

Top up mobile service for everyday connectivity.

Buy digital gift cards for everyday giving.