Credit builder
Eligible spending and repayment activity may help establish payment history.
ABYSSINIAN FINANCIAL / NEOBANK
A neobank for people and growing businesses.
Business checking, payments in and out, and credit options—alongside personal accounts and international money movement.
Explore servicesStart with the work in front of you
For the everyday work of money
The essentials, in clear view.
Follow the money coming in, the work of running an account, and the payments going out.
01ACCOUNTSBusiness checkingA place to organize operating money, sub-accounts, transfers, and access for your team.02INCOMING PAYMENTSGet paidMove from an estimate to an invoice, then offer ways for customers to pay.03OUTGOING PAYMENTSPay billsExplore checks, ACH and wire options alongside bill review and approvals.04CAPITALBusiness lendingCompare lines of credit and term loans for different business needs. Financing is subject to lender review and terms.
Explore for business
Checking, payments, and lending, side by side.
Three core tools for growing businesses. See how each fits, then read the details.
01Business checkingOperating cash, organized.Sub-accounts for taxes and payroll, team access, deposits, and transfer rules in one view.
02Accept paymentsFrom invoice to paid.Estimates, invoices, payment links, card and ACH acceptance, and Tap to Pay capability.
03Business loansCapital with a purpose.Lines of credit and term loans, each subject to lender review, eligibility, and final terms.
Illustrative screens. Names, balances, and credit amounts are samples, not actual accounts, offers, or approvals. Any lending is subject to lender review and final terms. These images do not depict a currently available Abyssinian app.
The Axum card
Axum, by Abyssinian.
Our distinct business credit-card concept, with Abyssinian’s black-and-gold design. Axum is separate from the team debit and virtual-card options in our services portfolio.
Explore cardsCredit, with more context
Build your credit picture over time.
Explore ways eligible everyday spending and recurring payments may contribute to a credit history, alongside tools to understand your profile.
Explore credit buildingBill reporting
Eligible rent, utility, and telecom payments may be added to a credit profile with permission.
Credit-building card
A card category designed around responsible use and repayment.
Credit insights
Follow your profile and reported activity over time.
A wider financial toolkit
More ways to make money work.
Explore the categories that reach beyond day-to-day business operations.
01Accounts & currenciesPersonal and business accounts, multi-currency balances, and European virtual IBAN capability.02Money movementACH, SEPA, SEPA Instant, and SWIFT payment capabilities.03Cards & spendingPhysical and virtual team debit-card options. Axum is a separate business credit-card concept.04Credit buildingCredit builder, bill reporting, credit-building card, and credit insights categories.05Business lending & reservesLines of credit, term loans, credit insights, and reserve-related concepts.06Digital assetsStablecoins and investment features, in a category with distinct risks.07U.S. real estate financingExplore financing paths for eligible investment properties.08Everyday utilitiesAirtime and digital gift-card options.
U.S. investment property
Financing for a property in progress.
Explore paths for eligible purchases, renovations, rentals, multifamily projects, and new construction. Programs, property review, borrower eligibility, and final terms depend on the responsible lender.