AbyssinianFinancialTell us what you need

Abyssinian Financial / Neobank

Move money with more purpose.

Run your business, manage everyday money, and move across borders with checking, payments, and international money movement. Credit services are for U.S.-based customers only.

Find your starting point Why Abyssinian

Abyssinian business checking on a laptop in a city-view office

Illustrative screen with example balances and transactions.

Built across bordersFinancial services for life and business across borders.

173Markets listed in our coverage guide; eligibility varies.

Built for business

One business. Different needs.

Get a clearer view of money coming in, going out, and supporting the next opportunity. Credit services are for U.S.-based customers only.

Business checking

Know where your money stands.

Track operating cash in one view, with sub-accounts for taxes and payroll and controls for team access and transfers.

See business checking

Abyssinian business checking on a laptop beside a lamp in an office

Screen visuals use example balances and transactions.

For the everyday work of money

Start with what
matters today.

What needs attention first: cash flow, getting paid, paying bills, or funding a plan? Choose a need to see the relevant service details.

01 / ACCOUNTSBusiness checkingSee operating money, set aside funds for priorities, and give your team the access they need.02 / INCOMING PAYMENTSGet paidTurn a quote into an invoice and give customers more ways to complete a payment.03 / OUTGOING PAYMENTSPay billsCompare ways to pay suppliers and keep approvals and payment records in view.04 / CAPITALBusiness lendingFor U.S.-based customers: access a line of credit or term loan, subject to lender review and terms.

Abyssinian Financial Axum business credit card in black and gold — Axum Card — business credit card.

The Axum Card / By Abyssinian

A card with
room to grow.

Live business credit card

Meet the Axum Card, our live business credit card for U.S.-based customers only. Put purchasing power behind today’s needs and tomorrow’s opportunities. Credit approval and card terms apply. Virtual cards are also available for online and project spending.

See Axum and virtual cards

Built for cross-border business

Move with confidence across Africa.

Get paid by customers, pay suppliers and teams, and create local or virtual accounts across supported African markets—all with Abyssinian Financial.

One-off, bulk, and scheduled payouts, bank and mobile-money destinations, plus FX and treasury tools give your business more ways to operate.

See Africa payments & accounts

Illustrative scene of two small-business owners reviewing goods together — Illustrative small-business scene.

Credit, with more context

Know what shapes your credit story.

For U.S.-based customers only: build your credit story with eligible payment reporting and insights that help you understand your credit profile.

See credit-building services

Illustrative scene of a customer reviewing household bills and notes at home — Illustrative planning scene. Credit services are for U.S.-based customers only.

01 / Credit

Credit builder

Build a reported payment history through eligible spending and on-time repayment.

02 / Credit

Bill reporting

Add eligible rent, utility, or telecom payments to your credit profile with your permission.

03 / Credit

Credit-building card

Use a credit-building card to support responsible spending and repayment over time.

04 / Credit

Credit insights

Keep an eye on your profile and understand which activity has been reported.

A wider financial toolkit

Find the right conversation to start.

Our services go beyond everyday banking. Open a category for details and eligibility.

01Accounts & currencies

Organize personal and business money with multi-currency balances and European virtual IBANs.

See accounts & currencies

02Money movement

Send and receive remittances and business payments through domestic and cross-border routes, including ACH, SEPA, and SWIFT.

See money movement

03Africa payments & accounts

Receive business payments, send local and cross-border payouts, create local or virtual accounts, and manage FX.

See africa payments & accounts

04Cards & spending

Use virtual cards and physical team debit cards. The Axum business credit card is for U.S.-based customers only. Product terms apply.

See cards & spending

05Credit building

For U.S.-based customers only: use eligible bill reporting and credit insights to track your progress.

See credit building

06Business lending & reserves

Access lending for working capital or a defined project if you are U.S.-based, and manage reserve-related needs.

See business lending & reserves

07Digital assets

Access supported digital-asset services with clear information about their distinct risks.

See digital assets

08U.S. real estate financing

Domestic U.S. only: U.S.-based customers can finance eligible U.S. investment properties, subject to lender review and terms.

See u.s. real estate financing

09Everyday utilities

Top up mobile airtime and buy digital gift cards.

See everyday utilities

U.S. investment property

A property plan starts with a financing plan.

Domestic U.S. only: U.S.-based customers can access financing for eligible U.S. investment properties, whether buying, renovating, renting, or building. Borrower eligibility, property review, and final terms depend on the responsible lender.

See property financing

Illustrative interior of a renovated U.S. investment apartment — Illustrative property interior. Eligibility depends on lender review.

Before you go further

Good questions come first.

Is the Axum Card available today?

Yes. Axum is our live business credit card for U.S.-based customers only, and virtual cards are live as well. Axum credit approval and card terms apply.

Can I use Africa payments and accounts now?

Yes. Our Africa collection, payout, local-account, and virtual-account services are live. Supported destinations and payment methods vary by route. The 173-market guide covers our wider onboarding and payment networks, not a single product’s corridors.

Who can use credit and property financing?

Credit and credit-building services are for U.S.-based customers only. Real estate lending is domestic U.S. only. Lending and property financing remain subject to lender review, eligibility, and final terms.

Where should I start?

Choose the payment, account, or financing service you need, then tell us where you operate. For Africa payments, we’ll help you get started on the right route.

Check supported markets Browse services Financial disclosures

Your next step

Tell us what you’re working toward.

Have a goal in mind? Share your service interest and a few contact details. We’ll follow up about your enquiry; this is not an account or credit application.

Start a conversation